Shortly after I met Chris Utterback, I was having a difficult day loaded with disappointments. I decided to see if my new friend could cheer me up so I gave her a call.

When she answered the phone, I said, “This is Barbara. Make me laugh.”

To my amazement, she calmly replied, “Let me get my cartoon folder.”

When she returned to the phone, I said, “You keep a folder of cartoons?” She admitted that she had done so for quite some time and had a fine collection.

I loved that idea and promptly started one of my own which I labeled Make Me Laugh. Whenever my spirits drooped, I knew exactly where to go to get a boost.

Several months later, Chris called  to share a Ziggy cartoon that had her giggling. The punch line was, “My definition of prosperity is a checking account with commas.” I loved it, too, and that became a new target.

A checking account with commas. At the time, it seemed a far off goal, a big stretch, but in less than a year, my checking account regularly sported a comma.

So today I’m suggesting that prosperity may be easier to achieve when we lighten up a bit. Fussing and fretting about a sluggish cash flow has never, ever fixed the problem for me.

On the other hand, going for the comma has produced stellar results.

As has the reminder from Moneylove author Jerry Gilles who taught me that anything worth having is worth having fun getting.