“April is the cruelest month,” mused T.S. Eliot. Obviously, he wasn’t around in October a few years back. While the weather had been magnificent, many people were not so inclined.

For background noise there was the nightly news with an …

Author Robert G. Allen wrote, “The will to prepare to win is more important than the will to win. Preparing usually means doing those kinds of things that failures don’t like to do.

“It means studying and learning. It means …