“Too much money, not too little, is a bigger problem for most small businesses,” says Paul Hawken. “In a business, money does not create anything at all, much less ideas and initiative. Money goes where those qualities already are. Money …

Earlier this year, the Las Vegas Sun ran a brilliant piece by Tom Breitling which began, “The economic news is relentless. Home foreclosures. Teetering mortgage companies. Tottering airlines. Brands that once rode high are going bankrupt. Job losses. Dangerous levels …